Life and Health Insurance Practice Test 4
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Question 1 of 10
1. Question
Which of the following is NOT a type of dental plan?
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Question 2 of 10
2. Question
Which statement is correct in regard to a disability income policy with a 90-day elimination period?
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Question 3 of 10
3. Question
Short-term disability income benefit periods generally span anywhere from 6 months to:
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Question 4 of 10
4. Question
A Special Needs Plan (SNP) is a Medicare Advantage coordinated care plan that provides targeted care to special needs individuals, including those with chronic conditions. Which of the following is NOT an example of a chronic condition?
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Question 5 of 10
5. Question
The three different types of Special Needs Plans (SNPs) are:
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Question 6 of 10
6. Question
Which of the following is NOT typically covered under long-term care insurance?
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Question 7 of 10
7. Question
Most individual long-term care insurance requires underwriting, which means that an applicant with poor health may be either denied coverage or offered:
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Question 8 of 10
8. Question
A health maintenance organization (HMO) reimburses individuals for covered services by means of a:
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Question 9 of 10
9. Question
One distinguishing cost-controlling method used by insurers of health maintenance organizations (HMO) plans is:
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Question 10 of 10
10. Question
What type of annuity is guaranteed to earn a minimum interest rate?
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